With a population of roughly 4.8 million people, South Carolina is much smaller in size and population compared to its counterpart to the north. That being said, South Carolina has a rich history and culture that dates back to the founding of the US. While there are a number of ways to travel across this state, the most popular by far is the car. In order to drive in South Carolina as a resident, you must get auto insurance. Let’s take a moment to review the South Carolina auto insurance process and provide information you can use to begin driving quickly.
Is South Carolina Auto Insurance Required?
Yes, auto insurance is required in the state of South Carolina. Representing your ability to be financially responsible if you are found at fault in an accident, auto insurance covers the costs up to a certain amount dictated by the state. As a result, every person needs this minimal level of coverage either provided by a separate car insurance agency such as this or through proof of his or her own independent wealth. Either way, failure to provide proof of insurance can result in high fines, a loss of your driver’s license, and even an impounding of your vehicle. In the long run, it is far less expensive to get auto insurance then to try and drive without it.
Extending Beyond The Minimum
Anyone you ask will suggest that you expand your coverage beyond the minimum required by law. This is because the minimum requirement is bare bones and will probably not cover everything if your vehicle is damaged. This is why people consider collision and comprehensive, as it expands their existing coverage in new ways. In addition, uninsured drivers insurance as well as beefing up the basic requirements by adding higher amounts can also add protection.
Finding The Right Quote For Your Needs
The best way to get an affordable quote is to know what you need before you begin looking. This will stop you from getting talked into things you do not want. In addition, you will waste less time filling out forms. Free quotes can be provided by private insurance agencies both online and over the phone. Once you have collected enough quotes, go with the company that you feel most comfortable with at the lower end of the prices listed. More than saving a few bucks, you want to make sure that your provider has your back if something happens.